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✓ Published: 30-May-2024
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✓ Published: 30-May-2024
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High mortgage rates in the US are making homeownership unattainable for many Americans, affecting their economic mobility and life plans. With rates hovering around 7%, affordability has become a major issue, as the median home price reaches a record high of over $400,000. This situation is expected to widen the wealth gap between homeowners and renters, with renters facing a 60% likelihood of never being able to own a home. The high costs have forced some potential buyers to continue renting indefinitely, while others who have purchased homes struggle with strict budgets and the inability to refinance their mortgages.
High mortgage rates in the US are making homeownership unattainable for many Americans, affecting their economic mobility and life plans. With rates hovering around 7%, affordability has become a major issue, as the median home price reaches a record high of over $400,000. This situation is expected to widen the wealth gap between homeowners and renters, with renters facing a 60% likelihood of never being able to own a home. The high costs have forced some potential buyers to continue renting indefinitely, while others who have purchased homes struggle with strict budgets and the inability to refinance their mortgages.
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